Clover POS Pricing: Plans, Costs & What You Pay

Clover POS pricing starts at $99/month for the Flex plan, scaling to $299/month for Restaurants. All tiers include hardware and 24/7 support with no long-term contracts. Payment processing fees (2.6% + $0.10 per transaction) apply separately. Official pricing is verified at clover.com/pricing.

Why POS Pricing Confusion Hurts Small Businesses

Business owners waste 12+ hours monthly comparing POS systems due to hidden fees and contract traps (NRA 2023 survey). Clover’s transparent model eliminates common pain points: no hardware markups, no setup fees, and no cancellation penalties. But choosing the wrong tier still risks overspending – 38% of retailers pay for restaurant features they don’t need (Toast POS Report).

Setting up your Clover POS takes under 15 minutes with included hardware

Clover’s Actual Cost Structure Revealed

Unlike competitors charging $500+ for hardware, Clover bundles devices with subscriptions. Payment processing remains separate – this critical detail causes 67% of budget miscalculations (Square 2024 Merchant Study). Always calculate total costs:

Plan Tier	Monthly Cost	Hardware Included	Best For	Transaction Fee
Clover Flex	$99	Mobile reader + tablet stand	Retail pop-ups, food trucks	2.6% + $0.10
Clover Station	$199	Register + receipt printer + cash drawer	Boutiques, salons, cafes	2.6% + $0.10
Clover for Restaurants	$299	Full station + kitchen display + table mapping	Full-service restaurants	2.6% + $0.10

When to Choose (or Skip) Clover POS

Use Clover when: You need integrated hardware/software with no setup fees. Ideal for businesses processing $5k+ monthly (where subscription costs become economical vs. per-transaction models).

Avoid Clover if: Your monthly sales are under $3k – the $99 Flex base cost exceeds typical processing fees. Also unsuitable for businesses requiring offline mode (Clover requires constant internet).

Clover Station in retail environments handles 98% of checkout scenarios without glitches (per NPD Group)

Three Cost Traps Nobody Mentions

1. "Free" hardware scams: Competitors like Square lure with $0 hardware but charge 3.5% fees – costing $200+ extra monthly at $10k sales.
2. Staff training gaps: 41% of users underutilize Clover’s inventory tools, missing $1,200/year savings (Retail TouchPoints).
3. Contract bait-and-switch: Some resellers add "maintenance fees" – always verify pricing comes from clover.com/pricing.

Your Implementation Checklist

Follow this sequence to avoid overpaying:

1. Calculate 3-month processing volume: (Avg. ticket x Daily transactions x 90) x 2.7%
2. Match hardware needs: Food trucks need Flex; 4+ table restaurants require Restaurants tier
3. Test during free trial: Process 50+ transactions to verify speed

Businesses skipping step 1 overspend by $1,800/year on average (Merchant Maverick).

Everything You Need to Know

Q1: Is Clover POS really $99 with no hidden fees?

Yes, the $99 Flex plan includes hardware and software with no setup or cancellation fees. Payment processing (2.6% + $0.10 per transaction) is the only additional cost, matching industry standards. Verify current pricing at clover.com/pricing.

Q2: Can I switch plans if my business grows?

Yes, Clover allows plan upgrades/downgrades anytime with prorated billing. Hardware differences are covered – e.g., moving from Flex to Station adds a cash drawer at no extra cost. Downgrades require returning unused hardware within 30 days.

Q3: Why is Clover Restaurants $100 more than Station?

The $100 premium covers table management, kitchen display systems, and split-check capabilities essential for dine-in service. Restaurants using basic Station pay $200+/month for third-party add-ons to replicate these features (Toast POS Data).

Q4: Do I own the hardware after canceling?

No – hardware remains Clover’s property per Section 4.2 of their Terms of Service. Returning devices within 30 days of cancellation avoids $299 replacement fees. This differs from systems like Shopify that sell hardware outright.